Credit Basics
Credit Scores Explained, Credit Score Factors, Credit Score Myths, and More
For years, consumers have been left in the dark about true credit score factors, and how they affect one’s ability to get a loan. Now, with direct access to self-serve websites such as creditexpert.com and equifax.com, consumers are finally empowered to gain greater insight into personal credit; credit score myths, security against identity fraud and theft; and how to correct or improve a score. See the links below to have credit scores explained further.
- What is a Credit Score?
- What Makes Up a Credit
Score?
- What is Not in Your Score?
- What Can Affect My Score?
- How to Improve a Credit Score
New Homes Central Lending Services is a division of Metrocities Mortgage, LLC, located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403; a Delaware limited liability company. Transacts business as New Homes Central Lending Services in California and Florida. All other states operate as Metrocities Mortgage, LLC, licensed by the California Department of Corporations under CRMLA. Arizona Mortgage Banker License #BK0903027; Georgia Residential Mortgage License #16984; Illinois Residential Mortgage Licensee #6424; Kansas Supervised Loan License #2002-4365; Massachusetts Mortgage Lender/Broker License #MC2011; Mississippi Registered Mortgage Company; Licensed by the New Hampshire Banking Department; Licensed Banker-New Jersey Department of Banking and Insurance #9932415; Registered Mortgage Broker-NYS Banking Department; Ohio Mortgage Broker #MB803629; Pennsylvania Department of Banking #1740 and licensed pursuant to the Secondary Mortgage Loan Act; Rhode Island Licensed Lender #20021343LL; licensed by the Virginia State Corporation Commission as MLB-786. This is not an offer to enter into a rate lock agreement under Minnesota law. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.